Coinova app icon
Live on iOS & Android · Free to start

Where your money
makes sense.

Smart budgets, savings goals, travel tracking, a 60+ currency converter, and an encrypted card vault — all privacy-first, free to start.

Free to start No ads No tracking No data sales
Coinova home screen
Coinova Financial Health + AI Insights
Coinova Budgets
Coinova Savings Goals
Coinova Transactions
Coinova Travel Tracker
Coinova Wallet
Coinova Currency Converter
Built for everyday humans

Everything you need.
Nothing you don't.

Most finance apps are bloated bank aggregators or stripped-down trackers. Coinova is the middle ground — powerful enough to replace your spreadsheet, simple enough to use every day.

📊
Smart Insights
AI observations rotate through your home screen — spending spikes, forecasts, recurring totals, and weekly trends.
🎯
Savings Goals
Save toward emergency funds, vacations, anything. Get celebrated at 25%, 50%, 75%, 100%.
💰
Monthly Budgets
Set per-category limits with budget alerts the moment you cross your threshold. Forecasts for the rest of the month.
✈️
Travel Tracker
Each trip gets its own currency, budget, and expense book. No more mental math at the hotel desk.
💳
Card Vault
Save card numbers and CVVs encrypted with AES-256. Stored on-device in Keychain / Keystore — biometric reveal only.
🌐
Currency Converter
A built-in converter for 60+ currencies with live exchange rates — handy for travelers, freelancers, and online buyers.
🔁
Recurring Bills
Subscriptions, rent, salary — log once, Coinova auto-creates every occurrence. Stop a chain in one tap.
📱
Multi-device sync
iOS and Android, phone and tablet. Entries appear instantly across all your devices in real time.
📡
Offline-first
Add transactions on a plane, in a tunnel, anywhere. Everything syncs when you're back online — nothing lost.
Financial Health

Know your number.

Coinova grades your financial health 0–100 across savings rate, budget adherence, spending consistency, and goal progress — updated automatically every month. AI Insights then surface what's working and what's drifting: subscription totals, weekend overspend, end-of-month forecasts. All calculated locally on your device.

My Finances screen with Financial Health score and AI Insights
Budgets screen
Real budgets that work

Real-time alerts.
Real budgets.

Set monthly limits per category, get a notification the moment you cross your threshold (default 80%), and see at a glance what's safe, what's tight, and what's over. Each month is its own — no rolling guilt.

Savings Goals

Save toward
what matters.

Vacation, emergency fund, new laptop — name your goal, set a target, and watch the progress bar grow. Coinova celebrates you at 25%, 50%, 75%, and 100% with milestone notifications, and tells you exactly how much to save per month to hit your deadline.

Savings Goals screen
Travel Tracker screen
Travel Tracker

Trip budgets,
without the math.

Add a trip with a destination, a budget, and dates. Log expenses in the local currency. Coinova handles the conversion math and shows you exactly how each day stacks up against your daily allowance — perfect for digital nomads, vacation planners, and anyone tired of mental math at the hotel desk.

Wallet · Encrypted Cards

Your cards.
Locked tight.

Save card numbers, CVVs, and expiry dates inside Coinova so you stop digging for your wallet at checkout. Every card secret is AES-256-GCM encrypted with a key stored in your iOS Keychain or Android Keystore — they never sync to the cloud, never leave your device. Reveal a card only after Face ID, Touch ID, or your PIN. Even Adverge Studio can't read what's in there.

Coinova Wallet — encrypted card vault
Coinova currency converter with live exchange rates
Currency Converter

Real-time rates,
in your pocket.

A built-in converter for 60+ currencies with live exchange rates — no extra app, no browser tab. Convert in either direction, save your favorite pairs, and use the same rates Coinova uses for trip budgets and transactions abroad. Perfect for travelers, freelancers paid in foreign currency, or anyone who buys things online from another country.

Privacy you can trust.

Built privacy-first. No ads. No data sales. No tracking SDKs. Your money stays your business.

Card secrets stay on your device AES-256-GCM encrypted, with the key in iOS Keychain or Android Keystore. They never sync to the cloud.
Biometric lock PIN + Face ID / fingerprint required to open the app or reveal a card.
Encrypted backups Export an encrypted backup file with your own password — even Adverge Studio can't read it.
No tracking, no ads No analytics SDKs, no ad networks, no data brokers. Your spending is yours alone.

Try Coinova
on your phone today.

Free to start. Built with care by Adverge Studio.